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Q: please tell me what the "average revenue per unit - aRPU" is

Category: glossary , Asked by: G. Becker from Saint Helens, United Kingdom

A: "average revenue per unit - aRPU " is A measure of the revenue generated per user or unit. This measure allows for the analysis of a companies revenue generation and growth at the per unit level, which can identify which products are high or low revenue-generators. This measure is most often used in the telecommunications sector to survey the amount of revenue generated per cell-phone user for example. The values of the measures obtained can be used as a comparison between companies, as well as internally to improve lagging product lines. Visit FXCM

    what is a "w-8 form"?

    Category: glossary by I. Holder from Bordeaux, France

    An IRS form that grants a foreigner an exemption from certain U.S. Information return reporting and backup withholding regulations. There are many variations of the W-8 form, such as the W-8BEN and W-8ECI. One of the main purposes of this document is to show brokers and mutual fund companies that the foreign investor is not subject to the typical taxation practice where tax is withheld from investment income (e.g. Dividends and coupon payments). If adequate documentation is not supplied with a W-8 form, the foreign investor will be subject to the normal rates of backup withholding.

    do you know what a "high-deductible health plan - hDHP" is?

    Category: glossary by A. Morrison from Vaduz, Liechtenstein

    A health insurance plan that has a high minimum deductible, which does not cover the initial costs or all of the costs of medical expenses. The deductible forces the insurance holder to pay the first portion of a medical expense before the insurance coverage kicks in. The minimum deductible for a plan to fall into the category of an HDHP varies each year. In 2006, it was more than $1,000 for individuals and $2,000 for families. These health plans became more common when the new health savings account (HSA) legislation was signed into law in 2003. In order to open an HSA account, an individual must first have an HDHP. These high-deductible health plans are thought to lower overall healthcare costs by forcing individuals to be more conscious of medical expenses. The higher deductible also lowers insurance premiums, making health coverage more affordable.

    do you know what the "line of credit" is?

    Category: glossary by V. X. From Dublin, Ireland

    the "line of credit " is An arrangement between a financial institution, usually a bank, and a customer that establishes a maximum loan balance that the bank will permit the borrower to maintain. The borrower can draw down on the line of credit at any time, as long as he or she does not exceed the maximum set in the agreement. The advantage of a line of credit over a regular loan is that interest is not usually charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. Depending on the agreement with the financial institution, the line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution's request.

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